(continued from previous) After you die, your debts are settled against your estate. What is left to be distributed to any of your heirs is what is left after all of your debts have been paid to their creditors. If you intend for your wealth to be available to pass along to your children (hopefully after spending your life as a parent to teach them proper handling of money, so it will not be squandered), then you need to have greatly more wealth than any outstanding debt.
One important thing about your access to credit is that the lines of credit you have available to you are not included as part of your personal net worth. You may have access to millions of dollars, but you are not "worth" that money. Net worth is the total present value of all of your assets, minus the total present value of all of your debts. If you intend to build wealth, that wealth is only accumulated through your net worth. (continued)
So I wondered what this term was that I kept hearing, "cuck". It's short for "cuckold", and it's an accusation that the subject person likes to watch another person have sex with their significant other while they either watch and then finish later, or are denied entirely. So if you didn't know, now you know. Now I know. Not sure I like to hear it come from educated people because it is crass.
@adam The word you were thinking of in Pink Pound is either anthropology or sociology.
@monerica Even woke streamers were boycotting twitch that day to "support" the strikers.